Auto Insurance Coverage Types
An e360 Insurance Services agent can help you outline the most affordable auto insurance coverage; we can get a great rate on California Auto Insurance.
Below you will find Auto Insurance Coverage Types:
Bodily Injury Liability:
Typically, written with the Property Damage Liability and often referred to as, “BI” A policyholder is legally liable for physical injuries or deaths that may occur.
This type of coverage finances the damages and erosion of use of an auto insurance policyholder’s vehicle that was a result of accidents with other objects or vehicles. Objects could include lamp posts.
This type of auto coverage usually finances the damages or loss of your vehicle from occurrences besides accidents. Some examples include fires, thefts, vandalism, floods, or natural disasters. A person loaning a vehicle will typically be required to take out this sort of auto-policy.
A type of auto coverage (optional) that finances the cost difference between the value of your vehicle at the time of your loss & the loan amount remaining on the vehicle.
Property Damage Liability:
The legal policyholder’s auto insurance coverage will be required by law to cover the damage caused to another party’s physical property. Typically written in accordance with Bodily Injury Liability, this coverage is also known as “PD” Rental
Consider as an optional auto insurance coverage, this policy will cover the policyholder for any costs associated to the rental car.
This type of auto coverage will finance physical harm sustained by the covered individual that is a result of an accident with a driver at fault who doesn’t have the type of coverage, which will pay for occurring injuries.
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