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Malpractice insurance for Doctors

e360 Insurance services offers Malpractice insurance. If you are a doctor, surgeon, dentist, nurse, therapist, optometrist, or in the medical field, you may be required to carry malpractice insurance. Our Insurance firm serves to provide the most secure and low cost insurance policy.


California Malpractice Insurance

Why Doctors Need Malpractice Insurance


Most of the time fresh doctors in market do not know why doctor need malpractice insurance but with the time they find out the importance of this insurance. Malpractice insurance is a policy for doctors that they require to have to protect themselves in their doctor practice when someone sues them or in the case if they have to face any other law related issues.

The need of this malpractice insurance is increasing with the concern of people with their health care and laws related to healthcare. Especially related to the people involved in the business of healthcare who are doctors and nurses. Now doctor face more law related issues regarding their business that is why it is important for them to have insurance policy that help them to face such issues.

This is the insurance policy which has direct impact on the hospitals and the doctors so that's why in some states it is required to have malpractice insurance policy. They purchase this policy to cover up the cost of the lawsuits or being sued for malpractice. It has been observed that almost hundred thousand medical malpractice lawsuits are filed every year.

When a medical trail is in court it takes almost four years on average to get to some conclusion. These lawsuit trails cost many thousand dollars to the doctors every year. It leads to millions when trails take more time than a year and most of the time it takes more time. With the rise in the cost of healthcare facilities and doctors fees people are more conscious and the number of lawsuits has also increased. The malpractice insurance policy has also raised but comparatively is low then the doctor's fees or other health care costs.

It is important for the doctors to have malpractice insurance policy because it provides many facilities and benefits to them. It provides proper protection from the filed lawsuits against health care. When a doctor purchase this policy then all the cost of the lawsuits is paid by the company that is providing the insurance. The company conducts an investigation when a one is sued to check and find out the whole scenario so that they know who has done wrong if the malpractice they pay for the coverage and the legal fees is also paid by the company. A malpractice insurance policy covers up to several million dollars. This policy varies from states and doctors. Especially the dentists, surgeons, obstetricians, nurses and therapists are required to have the malpractice insurance because they are most of the time sued.

When a hospital or health professional companies are not taking the medical malpractice insurance than they are risking their lot of money because it has been observed that one in five health care professional is sued every year. This fear has led many of the doctors to limit their practice so that they can reduce the chance of getting sued by someone.

Therefore, it is very important for the doctor to purchase the malpractice medical insurance policy so that they don't have to face the financial burden or closing their business by declaring bankruptcy.

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