Overview
Health insurance is a type of insurance that covers medical bills and various health costs. It is similar to other types of insurance in that it pools money from the insured over time, which is then used in certain events. In this case, illness or injury. Group health insurance may be obtained through your job or union.
Group health insurance typically costs less than individual health insurance because you only pay a portion of it. Unlike personally owned health insurance, you may not be in direct control of your policy. Ask your employer what kinds of plans are offered and find the one that benefits you the most.
Group health insurance differs from individual and family health insurance in that you can never be turned down for a pre-existing medical condition. New dependents can be added to your group health plan, but your monthly premium can increase for each dependent.
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