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E360 provides Life Insurance quotes for all types of
life insurance policies. Contact an agent at e360
to receive a quote for your whole life insurance policy today.

Whole Life Insurance

Life insurance is a type of insurance in which a designated person or group of people receives a sum of money in the event of the insured person's death. Whole life insurance is a type of life insurance policy that stays in effect for the insured person’s entire life.

Like most life insurance policies, whole life insurance owners are required to pay a premium each year. Whole life insurance policies' cash values are guaranteed to increase regardless of the company's performance or death claims.

Whole life insurance is a type of life insurance policy that stays in effect throughout the insured individual's entire life. The policy is an agreement between the policyholder and the insurance company. The agreement requires premiums to be paid each year into the policy. In return, the company agrees to pay a sum of money to a recipient of the policyholder's choosing in the event of the insured individual's death.

Life insurance is intended to protect the finances of the insured individual's loved ones in case the primary wage-earner dies, which would otherwise cut off a family's source of income. Life insurance policies deal with four parties: the insurance company that handles the money, the policy owner who pays the annual premiums, the insured individual whose life is covered by the policy, and the beneficiary who receives the money.

Our life insurance policies allow for the insured individual to also be the policy owner if one chooses, and the beneficiary can include multiple recipients.

Whole life insurance guarantees coverage up to a certain age, but also guarantees a death benefit, allowing the beneficiary to collect payment even if the insured individual outlives the policy. Whole life insurance maintains very steady policies that do not change after the contract is signed.

Premiums do not change in value, nor do the death benefits. As long as the premiums are paid, the policy remains in force and the insurance coverage is ongoing. Life insurance is income tax free.

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