General liability insurance:
Note: There are two types of liability coverage you can purchase. The occurrence policy covers claims resulting from an injury or another event that occurs during the policy term. A claims-made policy covers claims that are made during the policy period.
Workers compensation insurance provides benefits to employees who suffer work-related injuries or illnesses. This insurance helps pay for medical care, wages from lost work time. Mandatory by California law to have workers compensation if you have employees.
Bond act as a financial guarantee that the principal will fulfill the obligations outlined in the contract agreement with the oblige