Box Truck Insurance

Get tailor made insurance for your box truck today!


It is a type of commercial vehicle insurance specifically designed for box trucks, which are commonly used for goods transportation, delivery services, moving company operations, and other commercial purposes.

This insurance provides financial protection against risks associated with operating box trucks, such as accidents, theft, damage, and liability claims.

Your box trucks are the backbone of your delivery, moving, or freight business. Protecting them with the right insurance policy isn't just about compliance; it's about ensuring your business's continuity and financial health.

Types of Box Trucks 

Box trucks are versatile commercial vehicles characterized by a cargo area that's separate from the cab, used widely in transportation, delivery, and moving industries. Here are some common types of box trucks, each designed for specific uses:

1. Straight Truck

Also known as a cube truck, cube van, or box van, a straight truck has the cargo area directly attached to the cab. These are used for a variety of delivery services.

2. Refrigerated Box Truck

These are equipped with refrigeration units to transport perishable goods like food and flowers, maintaining a controlled temperature throughout the journey.

3. Cutaway Cube Van

Featuring a design that allows easy access between the cab and the cargo area, cutaway cube vans are often used for parcel delivery services or as moving trucks.

4. Furniture Box Truck

Specifically designed for moving furniture, these trucks may have features like tail lifts to facilitate the easy loading and unloading of heavy items.

5. Sleeper Box Truck

These trucks come with a sleeper area in the cab for long-haul drivers to rest. They're used for longer distance deliveries that require overnight stays.

6. Dry Van Box Truck

 A standard box truck designed to carry dry goods that don't require temperature control. They are versatile and can be used for a wide range of delivery services.

7. Pup Truck

A smaller box truck used for less-than-load (LTL) deliveries, allowing for easier navigation in urban settings or when full-size trucks would be impractical.

Benefits of Box Truck Insurance

Box truck insurance provides essential protection for businesses that utilize box trucks in their operations. Here are key benefits of having box truck insurance:

1. Financial Protection

It shields your business from significant financial losses in case of accidents, theft, vandalism, or natural disasters that damage your vehicle or cargo.

2. Liability Coverage

Protects against the costs associated with liability claims if your box truck is involved in an accident that causes injury to others or damages their property.

3. Cargo Security

Cargo insurance coverage ensures compensation for the loss or damage of the goods being transported, safeguarding your business against potential financial losses and maintaining your reputation with clients.

4. Compliance with Legal Requirements

 Most jurisdictions require a minimum level of insurance for commercial vehicles. Box truck insurance ensures your business meets these legal requirements, avoiding fines and penalties.

5. Business Continuity

By providing financial coverage for a wide range of incidents, it helps ensure your business can continue operations after unexpected events, minimizing downtime and loss of income.

6. Peace of Mind

Knowing your vehicles, drivers, and cargo are protected allows you to focus on running and growing your business without the constant worry of potential financial setbacks due to accidents or other unforeseen events.

7. Customized Policies

Box truck insurance can be tailored to fit the specific needs of your business, ensuring you're not paying for unnecessary coverage while still protecting against the primary risks your business faces.

8. Protection for Employees and Drivers

Coverage can include medical payments or personal injury protection, which helps cover medical expenses for drivers and passengers in the event of an accident.

Our Coverage Options

We understand that every business is unique. That's why we offer customizable insurance solutions that cater specifically to the risks associated with box truck operations.

Box truck insurance offers a range of coverages to protect businesses, their vehicles, employees, and assets. Understanding these coverages can help ensure your policy meets your specific needs:

Liability Insurance

Bodily Injury Liability: Covers costs related to injuries that you or your drivers cause to another person in an accident.

Property Damage Liability: Covers damage your vehicle causes to someone else's property.

Physical Damage Insurance

Collision Coverage: Pays for damage to your box truck resulting from a collision with another vehicle or object.

Comprehensive Coverage: Covers damage to your vehicle from non-collision incidents, such as theft, vandalism, fire, or natural disasters.

Cargo Insurance: Protects the goods being transported in your box truck, covering losses due to damages or theft during transit.

Uninsured/Underinsured Motorist Coverage: Offers protection if your vehicle is involved in an accident with another driver who does not have sufficient insurance to cover the damages.

Medical Payments/Personal Injury Protection (PIP): Covers medical expenses for the driver and passengers in your vehicle in case of an accident, regardless of who's at fault.

Non-Owned Vehicle Coverage: If your employees use their personal vehicles for business purposes, this coverage protects your business in case of an accident.

Rental Reimbursement: Provides coverage for rental expenses if your box truck is out of service due to a covered loss.

Towing and Roadside Assistance: Offers assistance if your box truck breaks down on the road, covering services like towing, jump-starts, and tire changes.

Why Choose us?

Industry Expertise

With years of experience in commercial vehicle insurance, we have a deep understanding of the box truck sector. Our policies are designed to meet the specific challenges and risks you face.

Risk Management Focus

Beyond insurance, E360 offer risk management consulting to help you minimize incidents, improve safety, and potentially reduce premiums over time.

Flexible Payment Plans

We provide flexible payment options to help manage your cash flow effectively, understanding that financial flexibility is crucial for businesses.

Quick Claims Processing

Our dedicated claims team ensures that any claims are processed swiftly and efficiently, minimizing downtime and getting your box trucks back on the road as soon as possible.

24/7 Support

Our team is available around the clock to assist with policy questions, updates, or claims, ensuring you have the support you need, whenever you need it.

Businesses That Need Box Truck Insurance

Businesses that operate box trucks as part of their daily operations often require box truck insurance to protect against risks and ensure compliance with legal requirements. Here's a list of businesses that typically need this type of insurance:

  • Delivery Services
  • Moving Companies
  • Freight Carriers
  • Couriers
  • Retailers
  • Landscaping Services
  • Catering Services
  • Construction Companies
  • Waste Removal Services
  • Event Planners and Rental Companies
  • Vending Machine Operators
  • Mobile Businesses
  • Equipment Rental Services


Contact us today for a free consultation and quote.

Fill out of the form here or Call us at +18888626750

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Our Reviews

Admin Magic Rentals
Admin Magic Rentals
15 February 2024
Great company! Mario & Ciara are the best & always super helpful.
Pink Elephants Moving And Storage
Pink Elephants Moving And Storage
10 February 2024
I have been using their services for a very long time. For my Car Insurance for my business insurance for any insurances. Need that I ever had to have. And I can tell you. It's different than using cheap insurance services that you don't know what you're getting into in e360 You have an answer for all your questions. They will ever always take care of your needs and they will always put you. First
Raymond Fouladian
Raymond Fouladian
7 February 2024
I have been working with PJ and his team for 10+ years. They manage all of my insurance policies. They provide nothing short of superior service. The e360 team are professional, experienced and pay attention to any and all details. I would highly recommend e360 for all of your insurance needs.
Luis Pineda
Luis Pineda
7 February 2024
M gusto su servicio contesto todas mis preguntas
Dominique Maneri
Dominique Maneri
1 February 2024
Harvey was an excellent help throughout the whole process of getting our insurance quotes! We'd waited months from another provider to receive competitive quotes but received quotes from e360 Insurance Services within just a week or two of asking for them! On top of that, Harvey was extremely communicative throughout the whole process. Anytime I had a question, there was a prompt response or a phone call to further explain. We will definitely consider using e360 Insurance Services in the future!
Krista Adler
Krista Adler
17 January 2024
Veronica and her team were amazing! They answered all our questions and got our new account active very fast! Thanks for all your help!
Jeffrey Holman
Jeffrey Holman
9 January 2024
Veronica did an amazing job getting my commercial vehicle insurance set up. Fast and painless! Thanks Veronica!