E360 Insurance services offers Truck insurance for all types of
businesses. Our Insurance firm serves to provide the most secure
policy for your company or business.

Truck Insurance

Having a hedge against devastating economic losses is essential for any business. However, the risk management aspect can be quite complex for companies in the transportation sector, especially those involved in commercial trucking operations.

E360 Insurance specializes in providing custom-tailored truck insurance solutions for commercial trucks and tractor-trailer combinations so your business is compliant with California trucking laws, and is fully protected from auto accidents, lost cargo, injuries, regulatory issues, and many other hazards.

We provide different types of insurance cover, including:

  • Basic coverage - collision coverage, comprehensive insurance
  • Specialized coverage - commercial auto liability, cargo insurance
  • Non-trucking coverage - occupational accident coverage, non-trucking liability coverage, bobtail insurance, coverage for personal items

Some of the commercial trucks that e360 insures include:

  • Flatbed trucks
  • Dump trucks
  • Box trucks
  • Garbage trucks
  • Roll-on vehicles
  • Refrigerated box trucks
  • Cement and pump trucks
  • Semi trucks
  • Tank trucks
  • Straight trucks
  • Tractors

Truck Insurance Requirements in California

California state law and the FMCSA require local truck drivers to maintain a minimum amount of liability insurance. The amount of coverage you need depends on a number of factors, including the type of truck ownership, type of cargo you haul, and the operating radius.

Businesses that own and manage their own trucks are required to have primary liability. Leased owner-operators, on the other hand, should consider getting non-trucking liability, damage truck insurance, and bobtail coverage. If your trucks are in excess of 10,000 GVW and don’t cross state lines, you are required to get a CA Intrastate ID Number (T#), and carry minimum liability insurance (depending on the type of freight) as follows:

  • $300,000 - for household goods
  • $750,000 - for general freight
  • $1,000,000 - for oil transport
  • $5,000,000 - for hazmat
  • $20,000 per vehicle, per catastrophe - for Intrastate contract carriers and household goods movers

If your truck drivers go through multiple states, then you can expect stricter insurance requirements. Generally, you must satisfy the minimum liability insurance requirements mentioned above, as well as the FMCSA semi-truck insurance requirements, with typical federal liability limits of $750,000 or $1,000,000.

In addition, we will fill out the insurance forms are required by the state of California and the USDOT on your behalf. These forms provide proof to the government that all the requirements for DOT truck insurance have been met. They include:

  • Form H
  • MCP-65
  • Form MCS-90
  • The BMC-91

Why choose e360 Insurance?
By leveraging our expertise and relationships, we provide our clients with some of the most competitive trucking insurance quotes in California to help protect your trucks, cargo, clients, employees, and business, within your budget.

We provide custom truck insurance solutions for your unique needs:

  • Local or long hauler
  • New venture or established company
  • Leased owner operator or fleet manager
  • Whether you transport heavy equipment or perishable foods

We realize that no two trucking businesses are alike. That is why we look at the unique attributes of your business, and work together to design insurance policies that suit your operations.

Our offices are spread across different cities in California, including Los Angeles, San Francisco, Sacramento, San Diego, Long Beach, Riverside, and so on. Contact our office today for affordable truck insurance solutions for your type of operation.

Contact Us
Tel: 888-862-6750
Fax: 888-256-0809

e360 Insurance Services


Corporate Office
16000 Ventura Blvd., Suite 400,
Encino, CA 91436

Oregon Office
8215 SW Tualatin-Sherwood Rd., Suite 200
Tualatin, OR 979062

Texas Office
1716 Briarcrest Dr., 3rd Fl
Bryan, TX 77802

About Us

e360 Insurance Services is dedicated to providing the service that you expect. We care about your specific needs and work towards providing you the best insurance coverage and lowest cost.


LIC #0G66607

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