Motorcycle Insurance in Arizona

Secure your motorcycle with comprehensive insurance in Arizona. Get tailored coverage
competitive rates, and exceptional customer service. Contact us for a
quote today!

Protect Your Ride with Comprehensive Motorcycle Insurance

Owning a motorcycle in Arizona offers a unique sense of freedom and adventure. However, with the thrill comes the responsibility of ensuring your ride is adequately protected. Our comprehensive motorcycle insurance policies in Arizona provide you with the peace of mind you need, knowing that you, your bike, and others on the road are safeguarded.


Why Choose E360 Insurance for Your Motorcycle Insurance in Arizona?

Tailored Coverage: We understand that every rider and bike is unique. Our policies are customizable to meet your specific needs, whether you ride a cruiser, sportbike, touring bike, or any other type of motorcycle.

Competitive Rates: Enjoy top-notch coverage at affordable rates. We strive to offer the best value for your insurance investment, ensuring you get maximum coverage without breaking the bank.

Exceptional Customer Service: Our dedicated team is here to assist you with any questions or claims, providing prompt and efficient support. We are committed to making the insurance process as smooth and stress-free as possible.

Arizona Motorcycle Insurance Cost By City


CityAverage Annual CostFactors Influencing Cost
Phoenix$600 - $1,000 High urban density, increased theft rates, higher accident rates
Tucson$550 - $950 Moderate urban density, varying accident rates  
Mesa$580 - $970 Urban density, moderate theft rates, high traffic 
Chandler$570 - $960  Suburban area, lower theft rates, fewer accidents  
Scottsdale$590 - $980  High-income area, luxury bikes, moderate theft rates 
Gilbert$560 - $950Suburban area, low crime rates, fewer accidents   
Glendale$580 - $970 Urban density, moderate theft and accident rates  
Tempe$570 - $960 College town, higher theft rates, variable accident rates 
Peoria$560 - $950  Suburban area, lower crime rates, fewer accidents 


What are Different Coverage Options For Motorcycle Insurance In Arizona?

Liability Coverage

Bodily Injury Liability: Protects you if you're responsible for an accident causing injury to others. If you're sued, this coverage helps pay for medical bills, lost wages, and fees.

Property Damage Liability: It covers damages to another person's property resulting from an accident you're involved in. It includes repair or replacement costs for vehicles, buildings, or other structures you may damage.

Collision Coverage

It covers repair or replacement costs if your motorcycle is damaged in a collision, regardless of fault. This coverage ensures that your bike is back on the road quickly after an accident.

Comprehensive Coverage

It protects against non-collision incidents such as theft, vandalism, fire, or natural disasters. This coverage gives you peace of mind, knowing your motorcycle is protected from various risks.

Uninsured/Underinsured Motorist Coverage

It protects you if you're involved in an accident with a driver who doesn't have sufficient insurance. This coverage helps cover medical expenses, lost wages, and other costs resulting from an accident with an uninsured or underinsured driver.

Medical Payments Coverage

That covers medical expenses for you and your passengers in an accident. This coverage ensures that you and your loved ones receive medical care without worrying about the costs.

Additional Benefits

Roadside Assistance: Get help with flat tires, battery issues, and other roadside emergencies. This service ensures you're always safe, regardless of your journey.

Accessory Coverage: Insure your custom parts, helmets, and other accessories. This coverage protects your investment in customizations and gear, ensuring they are covered in case of damage or theft.

Rental Reimbursement: Covers the cost of a rental bike while yours is being repaired. This benefit ensures you can continue riding even if your motorcycle is temporarily out of commission.


Easy Claims Process

Filing a claim should be straightforward and stress-free. Our claims process is designed to be as efficient as possible, ensuring you quickly receive the assistance you need. Our online portal and dedicated claims representatives are here to guide you through every step, from filing the initial claim to receiving your payout.

Discounts and Savings

Multi-Policy Discount: Save when you bundle your motorcycle insurance with other policies, such as auto or home insurance. Bundling your policies with us can lead to significant savings.

Safe Rider Discount: Enjoy discounts to maintain a clean driving record. We reward safe riding habits, helping you save money on your premiums.

Loyalty Discounts: Benefit from reduced rates for being a long-term customer. We value our loyal customers and offer discounts to show our appreciation.


Is Motorcycle Insurance Required in Arizona?

Yes, motorcycle insurance is required in Arizona. The state mandates that all motorcyclists carry minimum liability insurance to operate their motorcycles on public roads legally. The required minimum coverage limits are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

This insurance helps cover costs if you are responsible for an accident that injures others or damages their property. Failing to carry the required insurance can result in penalties, including fines and suspending your motorcycle registration and driver's license.


Factors That Determine Cost of Motorcycle Insurance

  1. Type and Model of Motorcycle

Larger engines, newer models, and high-performance bikes typically cost more to insure.

  1. Rider'ss Age and Experience

Younger riders and those with less experience generally pay higher premiums. Completing safety courses can reduce costs.

  1. Location

Urban riders may face higher premiums due to increased risks. Storing your bike in a garage can lower costs.

  1. Usage

Higher annual mileage increases premiums. Seasonal riders may qualify for lower rates.

  1. Coverage and Deductibles

Comprehensive and collision coverage cost more. Higher deductibles can lower premiums but increase out-of-pocket costs.

  1. Riding Record

A clean record lowers premiums. Accidents and violations increase costs.


Get a Quote Today

Securing the right motorcycle insurance is essential for your protection on the road. Contact us today for a personalized quote and take the first step towards safeguarding your motorcycle and peace of mind. Our experienced agents are ready to help you find the best coverage to suit your needs and budget.
Call +18888626750 or Request a Quote here.



Our Reviews

Admin Magic Rentals
Admin Magic Rentals
15 February 2024
Great company! Mario & Ciara are the best & always super helpful.
Pink Elephants Moving And Storage
Pink Elephants Moving And Storage
10 February 2024
I have been using their services for a very long time. For my Car Insurance for my business insurance for any insurances. Need that I ever had to have. And I can tell you. It's different than using cheap insurance services that you don't know what you're getting into in e360 You have an answer for all your questions. They will ever always take care of your needs and they will always put you. First
Raymond Fouladian
Raymond Fouladian
7 February 2024
I have been working with PJ and his team for 10+ years. They manage all of my insurance policies. They provide nothing short of superior service. The e360 team are professional, experienced and pay attention to any and all details. I would highly recommend e360 for all of your insurance needs.
Luis Pineda
Luis Pineda
7 February 2024
M gusto su servicio contesto todas mis preguntas
Dominique Maneri
Dominique Maneri
1 February 2024
Harvey was an excellent help throughout the whole process of getting our insurance quotes! We'd waited months from another provider to receive competitive quotes but received quotes from e360 Insurance Services within just a week or two of asking for them! On top of that, Harvey was extremely communicative throughout the whole process. Anytime I had a question, there was a prompt response or a phone call to further explain. We will definitely consider using e360 Insurance Services in the future!
Krista Adler
Krista Adler
17 January 2024
Veronica and her team were amazing! They answered all our questions and got our new account active very fast! Thanks for all your help!
Jeffrey Holman
Jeffrey Holman
9 January 2024
Veronica did an amazing job getting my commercial vehicle insurance set up. Fast and painless! Thanks Veronica!
We make insurance simple.

Call Today for More Information