Employment Practices Liability Insurance (EPLI)

Covering the company, directors, officers, and other employees against lawsuits and allegations.

Businesses face an ever-increasing risk of employment-related lawsuits. EPLI coverage is not just a safeguard; it's an essential component of a comprehensive business risk management strategy.

  • Statistical Insight: The Equal Employment Opportunity Commission (EEOC) reports that 81% of claims settle at an average cost between $22,400 and $40,500.
  • Risk Coverage: EPLI provides a crucial defense against claims including, but not limited to, wrongful termination, discrimination, sexual harassment, and retaliation.

The Scope of EPLI Coverage

Our EPLI policy extends beyond the standard liability insurance, filling the gaps to protect your business, directors, officers, and employees against a spectrum of employee-related allegations.

Key Features of EPLI:

  • Comprehensive Protection: Coverage for the company and individual directors, officers, and employees.
  • Third-Party Endorsement: Policies can include protection against employee disputes with vendors or customers.
  • Wide-Ranging Defense: Legal representation and damages for a variety of claims:
    • Discrimination (age, race, gender, disability, etc.)
    • Retardation
    • Discrimination
    • Sexual Harassment
    • Failure to employ or promote
    • Breach of employment contract
    • Negligent evaluation
    • Wrongful termination
    • Wrongful Discipline
    • Non-compliance with the
    • Americans with Disabilities Act

EPLI: A Smart Business Investment

Investing in EPLI is not merely an expense; it’s a strategic decision to protect your business's financial health and reputation.

  • Defense Costs: Legal defense can quickly escalate, even if the claims are groundless.
  • Reputation Management: The right coverage helps safeguard your company’s reputation during disputes.

Tailored EPLI Solutions

At E360 Insurance, we don't believe in one-size-fits-all solutions. Our EPLI policies are tailored to the size and nature of your business, providing balanced coverage that matches your risk profile.

  • Customized Policies: From small startups to large corporations, we provide policies that meet your specific business needs.
  • Affordable Rates: We offer competitive pricing to ensure EPLI is accessible for businesses of all sizes.


EPLI Policy Details:

Coverage AspectBenefit OfferedCost Range
Legal DefenseAttorney fees, court costs, settlements, and judgements coveredVaries by policy limits
License DefenseProtection in case of professional licensing issuesIncluded in policy
Settlement CostsDamages awarded in legal settlementsBased on claim specifics


Get Protected Today

Protect your business against employment claims with EPLI from E360 Insurance. It's more than insurance—it's an investment in your future. Let's talk about simplifying your liability protection today. Fill out the form here.

or Contact
Call Now: 888.862.6750
Email:       pj@e360insurance.com


Employment Legislation(for your information)

In tandem with securing EPLI coverage, companies must have a thorough understanding of employment laws designed to safeguard worker rights. Compliance with these regulations is not only legally mandated but also serves as the first line of defense against potential lawsuits.

Here's an overview of key employment laws every employer should know:

  • Title VII of the Civil Rights Act (1964): Mandates equal employment opportunities by prohibiting job discrimination based on race, color, religion, sex, or national origin.
  • The Equal Pay Act (1963): Ensures that men and women receive equal pay for equivalent work in the same workplace.
  • The Civil Rights Act (1966): Addresses discrimination rooted in race or ethnicity.
  • The Immigration Reform and Control Act (1986): Protects individuals from discrimination based on citizenship or national origin, concerning those authorized to work in the U.S.
  • The Americans with Disabilities Act (1990): Prohibits discrimination against individuals with disabilities in all areas of public life, including jobs.
  • The Bankruptcy Code: Forbids discriminatory treatment against individuals who have filed for bankruptcy.
  • Equal Employment Opportunity Act (1972): Aims to protect minorities from discrimination due to poor credit ratings.
  • The Age Discrimination in Employment Act: Protects applicants and employees 40 years of age or older from discrimination based on age in hiring, promotion, discharge, compensation, or terms, conditions or privileges of employment.

Understanding and adhering to these laws fosters a fair and equitable workplace and minimizes the risk of costly litigation. EPLI serves as an additional layer of security, stepping in to protect your business interests should a claim arise despite adherence to these legal standards.

Our Reviews

Admin Magic Rentals
Admin Magic Rentals
15 February 2024
Great company! Mario & Ciara are the best & always super helpful.
Pink Elephants Moving And Storage
Pink Elephants Moving And Storage
10 February 2024
I have been using their services for a very long time. For my Car Insurance for my business insurance for any insurances. Need that I ever had to have. And I can tell you. It's different than using cheap insurance services that you don't know what you're getting into in e360 You have an answer for all your questions. They will ever always take care of your needs and they will always put you. First
Raymond Fouladian
Raymond Fouladian
7 February 2024
I have been working with PJ and his team for 10+ years. They manage all of my insurance policies. They provide nothing short of superior service. The e360 team are professional, experienced and pay attention to any and all details. I would highly recommend e360 for all of your insurance needs.
Luis Pineda
Luis Pineda
7 February 2024
M gusto su servicio contesto todas mis preguntas
Dominique Maneri
Dominique Maneri
1 February 2024
Harvey was an excellent help throughout the whole process of getting our insurance quotes! We'd waited months from another provider to receive competitive quotes but received quotes from e360 Insurance Services within just a week or two of asking for them! On top of that, Harvey was extremely communicative throughout the whole process. Anytime I had a question, there was a prompt response or a phone call to further explain. We will definitely consider using e360 Insurance Services in the future!
Krista Adler
Krista Adler
17 January 2024
Veronica and her team were amazing! They answered all our questions and got our new account active very fast! Thanks for all your help!
Jeffrey Holman
Jeffrey Holman
9 January 2024
Veronica did an amazing job getting my commercial vehicle insurance set up. Fast and painless! Thanks Veronica!
We make insurance simple.

Call Today for More Information