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What Happens to Your Mortgage if Homeowners Insurance Is Canceled

What Happens to Your Mortgage if Homeowners Insurance Is Canceled?

September 21, 2024

If your homeowner insurance becomes invalid this way, the house gets into trouble, and your mortgage may become a headache with such changes as higher payments or simply foreclosure. Thus,…

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Does Homeowners Insurance Cover Slab Leak Repair

Does Homeowners Insurance Cover Slab Leak Repair?

September 20, 2024

According to the Insurance Information Institute, about 1 in 50 homes experience water damage or freezing every year, with an average insurance claim cost of $11,098 for water-related damage. Slab…

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Does Homeowners Insurance Cover Hotel Stay During Power Outage?

Does Homeowners Insurance Cover Hotel Stay During Power Outage?

September 19, 2024

Whenever electric power shuts off, it not only causes inconvenience but also forces you to leave your home temporarily. In this situation, one of the biggest concerns you have is…

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Homeowner Insurance Cover Window Screen Replacement

Does Homeowner Insurance Cover Window Screen Replacement?

September 16, 2024

Have you ever looked at your damaged window screens and wondered, “Does homeowner’s insurance cover window screen replacement?” No need to worry; you are not alone. Life is full of…

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Does Landlord Insurance Cover Tenant Damage?

September 5, 2024

If you’re renting a property, you’ve probably wondered, Does landlord insurance cover tenant damage? It’s an essential question because things can go wrong, and tenants might cause damage by accident…

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Does Home Insurance Cover Trampolines?

August 28, 2024

Trampolines are a source of fun and excitement for many families, but they also come with certain risks. If you have a trampoline or are considering getting one, you may…

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Does Apartment Building Insurance Cover Dog Bites?

August 20, 2024

Navigating the complexities of dog bites within apartment complexes requires understanding liability, breed restrictions, and insurance coverage. Dog bites can lead to severe injuries and legal battles, making it crucial…

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Home Insurance Myths

August 19, 2024

Home insurance is a crucial safeguard for homeowners, but much misinformation surrounds it. These myths can lead to confusion, leaving homeowners unprotected or paying more than necessary. Let’s dive into…

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Common Life Insurance Myths and the Truth Behind Them

August 12, 2024

As we grow up, we hear many myths that are far from reality. These myths can spread easily and don’t just stop at odd facts. The same happens with life…

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Top 6 Car Insurance Myths

August 12, 2024

Car insurance is essential for most drivers, but many myths and misconceptions cloud the industry, leading to confusion. Which cars are safer to insure? Can you get cheaper cars by…

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Different Types Of Car Insurance

August 8, 2024

Car insurance can be tricky, with so many choices. Knowing the different types of car insurance can help you pick the right one for you. Find out what each type…

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6 Reasons Why You Should Consider Buying Life Insurance

July 30, 2024

Facing the reality of life after we are gone is challenging, but life insurance can provide peace of mind and financial security for you and your loved ones. Life is…

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Does Building Insurance Cover Maintenance? 

July 26, 2024

Buildings insurance pays for the costs of repairing your property, whether a tree falls on it or a fire destroys your house. This includes the windows, walls, roof, sheds, and…

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Can You Get Motorcycle Insurance Without a License?

July 25, 2024

Is it legal for someone to get motorcycle insurance without a license? You may easily own a motorcycle without a license. What if you don’t have a license yet? The…

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Do you have to have boat insurance in California

Do you have to have boat insurance in California?

July 22, 2024

What is your favourite part of open water? Boaters in California have plenty of opportunity to enjoy their watercraft. When you are cruising the Pacific on your yacht, water skiing…

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Motorcycle Motorcycle Safety for Beginners guide

Top 7 Safety Tips for Motorcycles

July 18, 2024

Stay safe on the road with our top 7 motorcycle safety tips. From wearing protective gear to riding defensively, these tips will help you enjoy a secure and enjoyable ride.…

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home insurance and build

Home Insurance vs Building Insurance

July 12, 2024

Learn the key differences between home and building insurance, including landlord insurance, contents insurance, and other home coverage types. Learn what suits your property needs and ensure comprehensive protection. What…

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life insurance

Why is Life Insurance Crucial for Your Family’s Financial Security?

July 11, 2024

Ensure your family’s financial security with comprehensive insurance coverage. Learn how insurance protects against unexpected events, manages risks, and safeguards your assets for a stable future. Why Is Insurance Important…

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Who Pays Your Health Insurance While on Workers’ Compensation?

July 2, 2024

When an employee is injured at work and eligible for workers compensation, the question of who pays for health insurance often arises. Generally, workers’ compensation covers medical expenses related to…

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motorcycle insurance

Motorcycle Insurance Claim

May 15, 2024

Explore motorcycle insurance’s essentials, including coverage types, the claims process, and what distinguishes it from car insurance. Get informed on how to protect yourself financially and legally as a rider.…

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Who Gets the Insurance Check When a Car Is Totaled?

May 14, 2024

Introduction When a car is declared a total loss after an accident, the disbursement of the insurance check is governed by several factors, including the owner’s policy details and the…

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2 drivers checking their cars after accident

Who pays for car damage in a no-fault state?

February 15, 2024

Whenever an accident happens or two cars collide, both parties blame each other for the fault. Identifying who was responsible for the incident is very important as this will help…

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a white car getting its multi point inspection in a workshop

Multi-point inspection

February 15, 2024

A multi-point inspection is a procedure of testing and checking all of the components of your vehicle from the inside out. This type of inspection is done by a qualified…

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a car about to hit a deer on the road

Car Hitting a Deer- Immediate Steps

February 14, 2024

Deers are most active at dawn or dusk when searching for food. They can mostly be seen alongside the roads or on the roads in the October or November months.…

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old home on right side and old apartment building on rightside

Old apartment building and old homes insurance – Guide

December 13, 2023

Are you considering insuring a vintage home or an old apartment building? Old apartment building insurance requires a careful approach. You must understand how insurance works, what factors affect the…

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apartment building owner signing insurance form

Insurance for apartment building owners – Guide

December 13, 2023

Owning an apartment building comes with its own set of risks and responsibilities. What would you do if a natural disaster struck your property? How about if a tenant sues…

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insurance agent inspecting a damaged car

How to Deal with At-Fault Driver’s Insurance Company

December 13, 2023

If you get into an accident, gathering the right information is vital. If the accident involves an at-fault driver, the steps you take immediately should be cautious. They can significantly…

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a tree fell on damaged fence of a house

A Neighbor’s Tree Damaged My Fence—Who Pays?

December 12, 2023

All of us agree on the enormous benefits trees can bring to us. Well, if you are surrounded by trees, it is not only a means of pleasure but may…

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reckless and careless driving side by side

Careless Driving vs. Reckless Driving: Laws and Their Effects on Insurance.

October 24, 2023

Accidents do not take place unless you are driving carelessly or recklessly. Careless driving vs reckless driving are two distinct terms that can cause a number of life-threatening accidents.  If…

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an auto insurance agent inspecting an accidented car

5 Benefits of Auto Insurance | Why Auto Insurance is so Important

October 24, 2023

  Seeking new auto insurance or considering a switch? Understanding the top insurance options and their benefits is crucial. In most US states, auto insurance isn’t just beneficial; it’s mandatory,…

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a woman on call infront of an accidented car

What Happens If You Don’t Exchange Information After An Accident – What You Should Do?

October 24, 2023

  Have you ever considered the consequences of not sharing information after a sudden collision on the road? What risks are involved, and how can you safeguard yourself legally and…

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car accident claim exceeds insurance limits

What Happens When Car Accident Claim Exceeds Insurance Limits?

August 30, 2023

In the bustling city of Los Angeles, the rhythm of life is vibrant and enchanting. Amidst this bustling backdrop, owning a vehicle is a lifeline connecting you to the city’s…

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Common Causes of Truck Accidents

Guardian Against the Common Causes of Truck Accidents

August 30, 2023

Have you ever wondered what stands between the bustling highways and the safety of truck drivers? The answer lies in a vital shield – truck insurance. Picture this: a massive…

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Builders Risk Insurance Checklist: A Guide to Protecting Your Client’s Construction Project

January 21, 2021

Are you confident your client has the best coverage for their construction project? The US Assure Builders Risk Plan provides comprehensive course of construction coverage for residential and commercial new…

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2 roofing contractors doing work on the roof of a house

Roofing Contractor? Do you have the policies to protect you in case of a loss?

January 20, 2021

General liability insurance: Also known as commercial general liability insurance or, business liability insurance, helps cover costs for property damage and bodily injury claims against your business. Note: There are…

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jewellery with gold and jewels

How Do I Insure My Jewelry?

August 16, 2019

Unfortunately, during these tough economic times, we always tend to see a spike in robberies and burglaries of homes and valuable possessions such as jewelry. Accordingly, jewelry insurance or what…

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Quick Tips for Getting Affordable Car Insurance

August 16, 2019

Car insurance in California and many other states is an absolute necessity. In order to save yourself some cash, it is very vital to consider the right policy at the…

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Can I Legally Drive Without Insurance?

August 16, 2019

Many drivers have considered this question. However, with current laws and regulations, the answer is clearly NO. Almost every state requires you to have auto liability insurance. This means that…

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