Dump Truck Insurance

Get a quote today for affordable dump truck insurance for your business.


Dump truck insurance is a specialized type of commercial truck insurance designed to cover the risks associated with operating dump trucks. These trucks are commonly used in industries like construction, mining, and waste management. The insurance typically provides protection for the vehicle itself, the driver, and third parties against potential financial losses due to accidents, damages, or injuries. 

Dump Truck Insurance Coverage

Coverage can include liability insurance for bodily injury and property damage, collision insurance, comprehensive insurance for non-collision damage, medical payments coverage, and uninsured/underinsured motorist coverage. Policies are tailored to meet the specific needs of businesses that use dump trucks, considering factors like vehicle type, usage, and the materials transported.

Coverage TypeDescription
Liability InsuranceIt covers the bodily injuries and property damage caused to others by your dump truck. 

It is essential for legal and financial protection.

Collision Insurance It covers the cost for a damaged dump truck after collision regardless of who is at fault.
Comprehensive InsuranceIt provides financial protection against non-collision events like theft, vandalism, natural disasters, or hitting an animal.
Medical Payments CoverageIt covers all medical expenses of the driver and passengers in your dump truck regardless of who is at fault.
Uninsured Motorist CoverageProtects you if the other driver involved in an accident does not have enough insurance to cover the damages or is uninsured. 
Cargo Insurance This covers for the materials being transported in your dump truck. It includes events like loss, theft or damage.
Bobtail InsuranceIt provides coverage when your dump truck is not being used for business purposes.
Physical Damage InsuranceIt covers collision and comprehensive insurance, and provides complete protection against any physical damage.

Every dump truck operation is unique. Our insurance solutions are designed to fit your specific business requirements, providing tailored coverage that addresses the risks you face daily.

Why Choose E360 for Dump Truck Insurance?

Expertise in Heavy Vehicles

Our deep understanding of the risks associated with heavy vehicle operations positions us as a leading provider of dump truck insurance. We know the intricacies of the dump truck industry and tailor insurance solutions that address your specific needs.

Risk Assessment and Management

E360 insurance doesn't just provide insurance; we offer a comprehensive risk management approach. Our team evaluates your operation to identify potential risks and suggest practical measures to minimize them, ensuring your business is always prepared.

Flexible Payment Options

We understand that cash flow is vital for your business. That's why we offer flexible payment plans that align with your financial operations, making your insurance coverage affordable and manageable.

24/7 Claims Support

Accidents don't adhere to a schedule. Our claims support team is available around the clock to ensure you get the help you need when you need it. Prompt and efficient claims processing minimizes downtime and gets your dump trucks back in operation quickly.

Dedicated Customer Service

Our commitment to excellence is evident in our customer service. Your dedicated account manager will guide you through the insurance process, from selecting coverage to filing a claim, ensuring a hassle-free experience.

Protect Your Investment

Your dump trucks are a significant investment and a critical component of your business's success. Ensuring they are adequately insured protects not just your vehicles but your livelihood. With our specialized dump truck insurance, you can operate with confidence, knowing you're covered against the unexpected.

Factors Influencing Cost

The cost of dump truck insurance varies widely based on several factors ,these key factors that influence the cost and provide a general range for what businesses might expect.

Truck Value

More expensive dump trucks typically cost more to insure due to higher replacement or repair costs.

Coverage Types

The more comprehensive your coverage (liability, collision, comprehensive, etc.), the higher the premium.

Geographical Location

Areas with higher traffic, theft rates, or weather-related risks might see higher insurance costs.

Business Operations

The nature of your operations, including the types of materials hauled and the distance traveled, affects your risk profile and insurance costs.

Driving Records

The driving records of those operating the trucks can significantly impact insurance premiums. Drivers with clean records generally result in lower costs.

Claims History

A history of insurance claims can increase your perceived risk and, subsequently, your insurance premiums.


Opting for a higher deductible can lower your premium, but you'll pay more out-of-pocket in the event of a claim.

General Cost Range

For a basic liability insurance policy, dump truck operators might expect annual premiums to start around $2,000 to $5,000 per truck for low-risk operations with clean driving records and minimal claims history. However, for full coverage that includes liability, collision, comprehensive, and additional coverages, the cost can escalate to $7,000 to $20,000 or more annually per truck, depending on the factors mentioned above.

To obtain an accurate cost estimate for dump truck insurance, it's best to contact our insurance provider specializing in commercial vehicle insurance.

Getting Started

Quote and Consultation

Getting insured is straightforward. Start with a free, no-obligation quote. Our team will work with you to understand your business and provide a detailed consultation, outlining the coverage that best fits your needs.

Policy Customization

Upon understanding your specific requirements, we customize a policy that offers the best protection for your dump trucks, drivers, and business operations.

Seamless Policy Management

Our online platform allows for easy policy management. Access your account anytime to update information, add new vehicles, or review your coverage details.

Fill out the form here or Call +18888626750

We make insurance simple.

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Our Reviews

Admin Magic Rentals
Admin Magic Rentals
15 February 2024
Great company! Mario & Ciara are the best & always super helpful.
Pink Elephants Moving And Storage
Pink Elephants Moving And Storage
10 February 2024
I have been using their services for a very long time. For my Car Insurance for my business insurance for any insurances. Need that I ever had to have. And I can tell you. It's different than using cheap insurance services that you don't know what you're getting into in e360 You have an answer for all your questions. They will ever always take care of your needs and they will always put you. First
Raymond Fouladian
Raymond Fouladian
7 February 2024
I have been working with PJ and his team for 10+ years. They manage all of my insurance policies. They provide nothing short of superior service. The e360 team are professional, experienced and pay attention to any and all details. I would highly recommend e360 for all of your insurance needs.
Luis Pineda
Luis Pineda
7 February 2024
M gusto su servicio contesto todas mis preguntas
Dominique Maneri
Dominique Maneri
1 February 2024
Harvey was an excellent help throughout the whole process of getting our insurance quotes! We'd waited months from another provider to receive competitive quotes but received quotes from e360 Insurance Services within just a week or two of asking for them! On top of that, Harvey was extremely communicative throughout the whole process. Anytime I had a question, there was a prompt response or a phone call to further explain. We will definitely consider using e360 Insurance Services in the future!
Krista Adler
Krista Adler
17 January 2024
Veronica and her team were amazing! They answered all our questions and got our new account active very fast! Thanks for all your help!
Jeffrey Holman
Jeffrey Holman
9 January 2024
Veronica did an amazing job getting my commercial vehicle insurance set up. Fast and painless! Thanks Veronica!