Universal Life Insurance
Life insurance is a type of insurance in which a designated person or group of people receives a sum of money in the event of the insured person's death. Universal life insurance is a type of permanent life insurance policy that is based on a cash value that builds interest over time.
The cash value is paid in addition to the monthly cost of insurance. The cash value grows with the amount added each month and the interest rate determined by the insurer. In the event of the insured person's death, this money will go to the designated person or people.
Like most life insurance policies, universal life insurance owners are required to pay a recurring premium. If the premium is not paid, the insurer may draw the designated amount from the insurance holder’s cash value.
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16542 Ventura Blvd., Suite 300
Encino, CA 91436
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