Malpractice Insurance

Malpractice Insurance in California

Malpractice insurance is a type of liability insurance that protects medical professionals from lawsuits incurred through negligence resulting in injury or death.

Most medical professionals are required by law to carry malpractice insurance. Standard malpractice insurance policies cover insured professionals up to several million dollars, though policies vary as the minimum coverage laws change from state to state.

While doctors are the most frequently sued, they are not the only medical professionals required to carry malpractice insurance.

Nurses, dentists, optometrists, therapists, diagnostic laboratories, and medical schools are also legally obligated to have some form of coverage. Premiums for malpractice insurance vary based on the insured’s type of medical practice, amount of coverage and number of professionals included in the policy.