BLOG

Your Guide to Mastering Insurance Solutions

Risk Management and Cost-Saving Tips for Restaurant Insurance

Risk Management and Cost-Saving Tips for Restaurant Insurance

February 3, 2025

In a competitive hospitality landscape, knowing and using strong risk management techniques becomes a key part of thriving and succeeding in this ever-changing field.

Read More
Are HOAs required to obtain proof of insurance from contractors

Are HOAs required to obtain proof of insurance from contractors?

January 30, 2025

Homeowners associations insurance (HOAs) operate as essential entities that preserve both neighborhood security and residential authenticity standards

Read More
Lower Insurance Premiums for Apartment

How to Lower Insurance Premiums for Apartment Complexes in Texas

January 27, 2025

To develop effective strategies for lowering premiums of apartment insurance in Texas, it is crucial to first understand the multifaceted factors that influence these costs.

Read More
What Type of Insurance Does Your Restaurant Need

What Type of Insurance Does Your Restaurant Need?

January 21, 2025

Directing a restaurant can be exciting and challenging. With many aspects to consider, one of the most important is to make sure you have the right insurance. Commercial restaurant insurance

Read More
Apartment Building Insurance: Key Protection for Californians

Apartment Building Insurance: Key Protection for Californians

January 15, 2025

Apartment building insurance plays a vital role in the protection of buildings from various risks. California is known for its good weather, breathtaking landscapes,

Read More
What is commercial vehicle insurance

What is commercial vehicle insurance?

January 8, 2025

If a commercial vehicle, such as a box truck is involved in an accident, commercial truck insurance or commercial vehicle insurance helps pay for the damages. In such a case, if the business is sued

Read More
What Does Homeowners Insurance Cover

What Does Homeowners Insurance Cover?

January 6, 2025

Homeownership is a pivotal achievement, and safeguarding it is of paramount importance. Comprehending the coverage of homeowners insurance is essential, whether

Read More
Does Homeowners Insurance in California Cover Mold

Does Homeowners Insurance in California Cover Mold?

January 1, 2025

Many times, homeowners find it difficult to understand what their homeowners insurance, California covers and what it does not. So, a common question that people face is whether their insurance…

Read More
How Can I Get Insurance for My Apartment

How Can I Get Insurance for My Apartment?

December 18, 2024

When renting or owning an apartment, securing the right apartment insurance is essential to protect your property, belongings, and financial well-being. Whether you are a tenant or an apartment building…

Read More
Do Homeowners Associations Need Insurance

Do Homeowners Associations Need Insurance?

December 10, 2024

Managing common areas and guaranteeing seamless operations in residential communities depend much on homeowners associations (HOAs). They supervise amenities, maintenance, and community rules enforcement. Managing an HOA does, however, also…

Read More
All You Need to Know About Commercial Truck Insurance

All You Need to Know About Commercial Truck Insurance

December 5, 2024

Owning and running a commercial truck entails great responsibility in the hectic environment of logistics. Commercial truck insurance is absolutely essential to safeguard your company and livelihood whether you are…

Read More
Maximum Coverage of Flood Insurance For an Apartment Building

Maximum Coverage of Flood Insurance For an Apartment Building

December 3, 2024

In the realm of real estate, one of the most significant investments is in apartment buildings. Such properties not only require regular maintenance but also adequate protection against natural disasters,…

Read More
Best Advice on Finding Reasonably Priced Apartment Insurance

Best Advice on Finding Reasonably Priced Apartment Insurance

November 26, 2024

Reasonably priced apartment insurance depends on the economy and complete coverage. Whether you rent and safeguard your personal belongings, own property, or are simply inquisitive about the cost of apartment…

Read More
Importance of the Ex Mod Rate for Contractors Workers

Importance of the Ex Mod Rate for Contractors Workers

November 22, 2024

Protecting employees as well as the company itself is crucial for general contractors and subcontractors, particularly in a sector more likely to see workplace injuries. Not only is workers’ compensation…

Read More
The Best Homeowners Insurance in California for 2024

The Best Homeowners Insurance in California for 2024

November 13, 2024

California offers a unique collection of residential hazards despite its wealth of options and natural beauty: earthquakes, floods, and wildfires. Homeowner’s insurance is absolutely essential for Californians who want to…

Read More
What Happens to Your Mortgage if Homeowners Insurance Is Canceled

What Happens to Your Mortgage if Homeowners Insurance Is Canceled?

September 21, 2024

If your homeowner insurance becomes invalid this way, the house gets into trouble, and your mortgage may become a headache with such changes as higher payments or simply foreclosure. Thus,…

Read More
Does Homeowners Insurance Cover Slab Leak Repair

Does Homeowners Insurance Cover Slab Leak Repair?

September 20, 2024

According to the Insurance Information Institute, about 1 in 50 homes experience water damage or freezing every year, with an average insurance claim cost of $11,098 for water-related damage. Slab…

Read More
Does Homeowners Insurance Cover Hotel Stay During Power Outage

Does Homeowners Insurance Cover Hotel Stay During Power Outage?

September 19, 2024

Whenever electric power shuts off, it not only causes inconvenience but also forces you to leave your home temporarily. In this situation, one of the biggest concerns you have is…

Read More
Does Homeowner Insurance Cover Window Screen Replacement

Does Homeowner Insurance Cover Window Screen Replacement?

September 16, 2024

Have you ever looked at your damaged window screens and wondered, “Does homeowner’s insurance cover window screen replacement?” No need to worry; you are not alone. Life is full of…

Read More
Does Landlord Insurance Cover Tenant Damage

Does Landlord Insurance Cover Tenant Damage?

September 5, 2024

If you’re renting a property, you’ve probably wondered, Does landlord insurance cover tenant damage? It’s an essential question because things can go wrong, and tenants might cause damage by accident…

Read More
Does Home Insurance Cover Trampolines

Does Home Insurance Cover Trampolines?

August 28, 2024

Trampolines are a source of fun and excitement for many families, but they also come with certain risks. If you have a trampoline or are considering getting one, you may…

Read More
Does Apartment Building Insurance Cover Dog Bites

Does Apartment Building Insurance Cover Dog Bites?

August 20, 2024

Navigating the complexities of dog bites within apartment complexes requires understanding liability, breed restrictions, and insurance coverage. Dog bites can lead to severe injuries and legal battles, making it crucial…

Read More
Home Insurance Myths

Home Insurance Myths

August 19, 2024

Home insurance is a crucial safeguard for homeowners, but much misinformation surrounds it. These myths can lead to confusion, leaving homeowners unprotected or paying more than necessary. Let’s dive into…

Read More
Common Life Insurance Myths and the Truth Behind Them

Common Life Insurance Myths and the Truth Behind Them

August 12, 2024

As we grow up, we hear many myths that are far from reality. These myths can spread easily and don’t just stop at odd facts. The same happens with life…

Read More
Top 6 Car Insurance Myths

Top 6 Car Insurance Myths

August 12, 2024

Car insurance is essential for most drivers, but many myths and misconceptions cloud the industry, leading to confusion. Which cars are safer to insure? Can you get cheaper cars by…

Read More
Different Types Of Car Insurance

Different Types Of Car Insurance

August 8, 2024

Car insurance can be tricky, with so many choices. Knowing the different types of car insurance can help you pick the right one for you. Find out what each type…

Read More
6 Reasons Why You Should Consider Buying Life Insurance

6 Reasons Why You Should Consider Buying Life Insurance

July 30, 2024

Facing the reality of life after we are gone is challenging, but life insurance can provide peace of mind and financial security for you and your loved ones. Life is…

Read More
Does Building Insurance Cover Maintenance

Does Building Insurance Cover Maintenance? 

July 26, 2024

Buildings insurance pays for the costs of repairing your property, whether a tree falls on it or a fire destroys your house. This includes the windows, walls, roof, sheds, and…

Read More
Can You Get Motorcycle Insurance Without a License

Can You Get Motorcycle Insurance Without a License?

July 25, 2024

Is it legal for someone to get motorcycle insurance without a license? You may easily own a motorcycle without a license. What if you don’t have a license yet? The…

Read More
Do you have to have boat insurance in California

Do you have to have boat insurance in California?

July 22, 2024

What is your favourite part of open water? Boaters in California have plenty of opportunity to enjoy their watercraft. When you are cruising the Pacific on your yacht, water skiing…

Read More
Top 7 Safety Tips for Motorcycles

Top 7 Safety Tips for Motorcycles

July 18, 2024

Stay safe on the road with our top 7 motorcycle safety tips. From wearing protective gear to riding defensively, these tips will help you enjoy a secure and enjoyable ride.…

Read More
Home Insurance vs Building Insurance

Home Insurance vs Building Insurance

July 12, 2024

Learn the key differences between home and building insurance, including landlord insurance, contents insurance, and other home coverage types. Learn what suits your property needs and ensure comprehensive protection. What…

Read More
Why is Life Insurance Crucial for Your Family's Financial Security

Why is Life Insurance Crucial for Your Family’s Financial Security?

July 11, 2024

Ensure your family’s financial security with comprehensive insurance coverage. Learn how insurance protects against unexpected events, manages risks, and safeguards your assets for a stable future. Why Is Insurance Important…

Read More
Who Pays Your Health Insurance While on Workers' Compensation

Who Pays Your Health Insurance While on Workers’ Compensation?

July 2, 2024

When an employee is injured at work and eligible for workers compensation, the question of who pays for health insurance often arises. Generally, workers’ compensation covers medical expenses related to…

Read More
Motorcycle Insurance Claim

Motorcycle Insurance Claim

May 15, 2024

Explore motorcycle insurance’s essentials, including coverage types, the claims process, and what distinguishes it from car insurance. Get informed on how to protect yourself financially and legally as a rider.…

Read More
Who Gets the Insurance Check When a Car Is Totaled

Who Gets the Insurance Check When a Car Is Totaled?

May 14, 2024

Introduction When a car is declared a total loss after an accident, the disbursement of the insurance check is governed by several factors, including the owner’s policy details and the…

Read More
Who pays for car damage in a no-fault state

Who pays for car damage in a no-fault state?

February 15, 2024

Whenever an accident happens or two cars collide, both parties blame each other for the fault. Identifying who was responsible for the incident is very important as this will help…

Read More
Multi point inspection

Multi-point inspection

February 15, 2024

A multi-point inspection is a procedure of testing and checking all of the components of your vehicle from the inside out. This type of inspection is done by a qualified…

Read More
Car Hitting a Deer- Immediate Steps

Car Hitting a Deer- Immediate Steps

February 14, 2024

Deers are most active at dawn or dusk when searching for food. They can mostly be seen alongside the roads or on the roads in the October or November months.…

Read More
Old apartment building and old homes insurance - Guide

Old apartment building and old homes insurance – Guide

December 13, 2023

Are you considering insuring a vintage home or an old apartment building? Old apartment building insurance requires a careful approach. You must understand how insurance works, what factors affect the…

Read More
Insurance for apartment building owners - Guide

Insurance for apartment building owners – Guide

December 13, 2023

Owning an apartment building comes with its own set of risks and responsibilities. What would you do if a natural disaster struck your property? How about if a tenant sues…

Read More
How to Deal with At-Fault Driver’s Insurance Company

How to Deal with At-Fault Driver’s Insurance Company

December 13, 2023

If you get into an accident, gathering the right information is vital. If the accident involves an at-fault driver, the steps you take immediately should be cautious. They can significantly…

Read More
A Neighbor's Tree Damaged My Fence—Who Pays

A Neighbor’s Tree Damaged My Fence—Who Pays?

December 12, 2023

All of us agree on the enormous benefits trees can bring to us. Well, if you are surrounded by trees, it is not only a means of pleasure but may…

Read More
Careless vs. Reckless Driving: Laws & Impact on Insurance

Careless vs. Reckless Driving: Laws & Impact on Insurance

October 24, 2023

Accidents do not take place unless you are driving carelessly or recklessly. Careless driving vs reckless driving are two distinct terms that can cause a number of life-threatening accidents.  If…

Read More
5 Benefits of Auto Insurance | Why Auto Insurance is so Important

5 Benefits of Auto Insurance | Why Auto Insurance is so Important

October 24, 2023

  Seeking new auto insurance or considering a switch? Understanding the top insurance options and their benefits is crucial. In most US states, auto insurance isn’t just beneficial; it’s mandatory,…

Read More
What If You Don’t Exchange Info After an Accident

What If You Don’t Exchange Info After an Accident?

October 24, 2023

  Have you ever considered the consequences of not sharing information after a sudden collision on the road? What risks are involved, and how can you safeguard yourself legally and…

Read More
What Happens When Car Accident Claim Exceeds Insurance Limits

What Happens When Car Accident Claim Exceeds Insurance Limits?

August 30, 2023

In the bustling city of Los Angeles, the rhythm of life is vibrant and enchanting. Amidst this bustling backdrop, owning a vehicle is a lifeline connecting you to the city’s…

Read More
Guardian Against the Common Causes of Truck Accidents

Guardian Against the Common Causes of Truck Accidents

August 30, 2023

Have you ever wondered what stands between the bustling highways and the safety of truck drivers? The answer lies in a vital shield – truck insurance. Picture this: a massive…

Read More
Builders Risk Insurance: Protect Your Client’s Project

Builders Risk Insurance: Protect Your Client’s Project

January 21, 2021

Are you confident your client has the best coverage for their construction project? The US Assure Builders Risk Plan provides comprehensive course of construction coverage for residential and commercial new…

Read More
Roofing Contractor? Do you have the policy in case of loss

Roofing Contractor? Do you have the policy in case of loss?

January 20, 2021

General liability insurance: Also known as commercial general liability insurance or, business liability insurance, helps cover costs for property damage and bodily injury claims against your business. Note: There are…

Read More
We make insurance simple.
e360 insurance services logo

Call Today for More Information

888.862.6750